Personal Finance
Financial Pathways Toolkit
Understanding money is important! Finance can seem scary and confusing, but understanding your personal financial situation will help you to feel more confident in managing your money, and in making good financial decisions.

1. Track Personal & Family Spending
It is important to separate your personal finance from your business finance, so you can fully understand where your business money is coming in, and going out. Understand the different kinds of savings, where to save, and how to save. When you know how your family is spending money, you can create a family budget to improve spending habits and start to save.
2. Managing Debt →
Debt management is important! Many people have loans to pay off, and this can feel overwhelming. Learn how to effectively manage your debt and pay off loans so you can feel confident about the future.
3. Separating Family & Business Money→
Tools For Tracking Business Finance
If you are running a business, it is important to separate your business money from your family money.
4. Business Coaching

Coaching and training can help you take things to the next level. A business coach will assist and guide you to clarify your personal and business vision, and how it fits in with your personal goals. Check out these Cambodia-based options:
Explore Other Tools
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Financial Pathways Toolkit
This resource is made possible with the generous support of the American people
through the United States Agency for International Development (USAID).
The contents do not necessarily reflect
the views of USAID or the United States government.
